More and more Spanish investors use Binance - and more than ever are receiving warnings from Spain’s tax authority, Hacienda. This article explains whether Binance reports your data, how Spain tracks crypto activity (Forms 172, 173, 721), the penalties for not declaring, and how to stay fully compliant.

Spain tightens the net: new reporting rules, harsher penalties, asset seizures and full transparency in crypto taxation.

The EU is phasing out anonymous crypto accounts and privacy coins from regulated markets by 2027. This article explains what AMLR and the EU Travel Rule really change, how exchanges and users will be affected, and why many see it as the beginning of “crypto surveillance” in Europe.

A critical look at how major banks have taken over tokenization in Europe. This article breaks down the shift from a decentralization promise to a bank-controlled ecosystem, the regulatory walls shaping the market, and what this new landscape really means for startups, DeFi projects, and anyone building in the EU.

Money apps are a slick on-ramp to Bitcoin and ETH, but convenience has a price: you don’t control the keys. Custody, automated reviews, limits and shifting rules can delay withdrawals or freeze access when you need funds most. We unpack the incentives behind this, the common pitfalls (fees, caps, support gaps) and a clear checklist to use these apps safely - as on-ramps, not vaults.

Spain has entered a new era for crypto. From the Bank of Spain registry to full MiCA licensing in 2025, here’s what users and platforms need to know about the new crypto rules.

El Reglamento MiCA convirtió a la UE en la primera región en regular de forma integral los criptoactivos, pero su aplicación en 2025 está dejando fuera a muchas empresas, especialmente las pequeñas. Capital mínimo, gobierno corporativo y supervisión más dura benefician a los grandes players, mientras que parte del talento mira a Reino Unido, Suiza o Dubái para operar con menos fricción. Europa camina una línea muy fina: proteger al inversor sin matar la innovación. ¿Logrará e

The EU has launched the AI Act, the first major law on artificial intelligence. It aims to protect rights, but big tech fears it could slow down innovation across Europe.

What’s the real problem? De-risking happens when a bank seeks to limit (or cut, as the case may be) relationships it perceives, at its discretion , as high risk. This logically includes remittances, NGOs , and, among many other things, cryptocurrencies . Various authorities such as the EBA (European Banking Authority) and the FATF (Financial Action Task Force) have been saying for many years that the sensible approach would be risk-based with graduated measures and not pro

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Have your cryptocurrency withdrawal or a transfer to your bank been frozen?

Regulation has changed a lot in this recent time, and the exchanges that are as of today registered with the Bank of Spain (under the old AML framework) must also have a specific license under MiCA , this implies being authorized before the CNMV . In other words, it is no longer enough for the Exchange to simply be registered with the Bank of Spain, and this is not a minor thing, given that MiCA is fully applicable for CASPs since December 30, 2024. And although Spain set a t