A critical look at how major banks have taken over tokenization in Europe. This article breaks down the shift from a decentralization promise to a bank-controlled ecosystem, the regulatory walls shaping the market, and what this new landscape really means for startups, DeFi projects, and anyone building in the EU.

Money apps are a slick on-ramp to Bitcoin and ETH, but convenience has a price: you don’t control the keys. Custody, automated reviews, limits and shifting rules can delay withdrawals or freeze access when you need funds most. We unpack the incentives behind this, the common pitfalls (fees, caps, support gaps) and a clear checklist to use these apps safely - as on-ramps, not vaults.

Spain has entered a new era for crypto. From the Bank of Spain registry to full MiCA licensing in 2025, here’s what users and platforms need to know about the new crypto rules.

El Reglamento MiCA convirtió a la UE en la primera región en regular de forma integral los criptoactivos, pero su aplicación en 2025 está dejando fuera a muchas empresas, especialmente las pequeñas. Capital mínimo, gobierno corporativo y supervisión más dura benefician a los grandes players, mientras que parte del talento mira a Reino Unido, Suiza o Dubái para operar con menos fricción. Europa camina una línea muy fina: proteger al inversor sin matar la innovación. ¿Logrará e